Simplified & Secure Solutions:
ZMFC offers services to SMEs, mid-cap companies & large corporate in syndication of debt, as well as, in restructuring of existing debt.
There are different modes of financing options available to growing companies with strong cash flows but it is very important for the companies to select an ideal capital structure.
We advise our clients on the optimal capital structure depending on the company's cash flows, growth prospects, industry-specific issues and nature of assets.
For all the products, we offer a range of services under the category of debt syndication. The nature of these services varies from one client to another as per the nature of their businesses.
We feel proud that some of our most satisfied clients call us 'One Stop Solution'. we provide turnkey solutions for the stipulated services.
External Commercial Borrowings.
ZMFC expertise lies in getting speedy sanctions with best possible terms. We believe that every organization should excel in their field of operation, which comes only with exclusive focus and fully fledged and non diverted concentration. At ZMFC we would like to see you excel by allowing us to take care of your financial requirement.
Working Capital Loan:
Working capital is the life blood and nerve centre of a business. Just as circulation of blood is essential in the human body for maintaining life, working capital is very essential to maintain the smooth running of a business. No business can run successfully without an adequate amount of working capital.
Working capital refers to that part of firm ’ s capital which is required for financing short term or current assets such as cash, marketable securities, debtors, and inventories. In other words working capital is the amount of funds necessary to cover the cost of operating the enterprise.
ZMFC has a team of experienced customer- focused relationship managers with wide sector experience who can offer you working capital finance by way of cash credit / working capital demand loans suitably structured to your needs and your risk profile. Non fund based facilities such as bank guarantees and Letter of Credit are also offered at competitive rates. We also facilitate working capital finance with other products such as trade finance, forex, derivatives and cash management.
Letter of Credit.
Vendor Bill Discounting.
Export Bill Negotiation.
Medical Equipment Loans.
No matter what the requirement, we have an appropriate plan for you, though most of our limits are managed for SME as well as Corporate segments. Get the best deals ever for expanding upto no heights, only from ZMFC.
Project financing is an innovative and timely financing technique that has been used on many high-profile corporate projects. It is a method of financing very large capital intensive projects, with long gestation period, where the lenders rely on the assets created for the project as security and the cash flow generated by the project as source of funds for repaying their dues. Increasingly, project financing is emerging as the preferred alternative to conventional methods of financing infrastructure and other large-scale projects worldwide.
Managing infrastructure and major projects can be a complex and challenging task. Throughout the feasibility, procurement, implementation and operation phases of a project, there are numerous transaction decisions and issues that need to be considered. Given the scope of the task, obtaining professional transaction advice is imperative.
Our capability facilitates communication between the parties, receiving the borrower's reports and covenant compliance information and distributing it to the lending group.
Some of forms of loans available are as follows:
Project Loans from Financial Institutions.
External Commercial Borrowings.
Loans from government bodies like SIDBI, ADB & IFC.
Placement of Debentures or Commercial papers.
Lease financing / Asset financing.
Purchase order financing.
Discounting of receivables.
Government Reforms & Subsidy Consultancy
We at ZMFC offers you the services as below:
Central Government & Capital Subsidy (CLCSS) for all eligible Industries.
Central Government & Capital subsidy.
Capital Subsidy for Food industries.
TUF Capital Subsidy.
TUF Interest Subsidy.
State Government (Gujarat) Interest Subsidy.
Bank Finance (TUF Loan & Project Loan).
Acquisition funding & Other Services
Mergers & Acquisition (M&A) Advisory
"Experience & Expertise for your growth"
ZMFC advises domestic and international companies with individually tailored M&A advice and assist them to accomplish their goals.
We structure, execute and evaluate mergers & acquisitions, joint ventures, strategic alliances, Greenfield investments and divestitures in various industries and countries. We manage all aspects of complex investment projects, working on a large number of industries, commercial and infrastructure projects.
We search and identify suitable investment opportunities and acquisition targets for clients through our network of contacts in investment banks and databases. We perform investment appraisals and company valuation reports, including financial analysis and due diligence investigations, ensuring that they meet our client’s investment criteria, and financial and risk profiles.
ZMFC offers rich experience in dealing with the issues and complexities associated with completing M&A assignments - both domestic and cross border.
ZMFC also assists their clients to raise funds to finance these transactions through Structured Finance, Leverage Buy Outs, and Global Funds.
With the expertise in the Offshore Financial Market, ZMFC offers custom made solutions to suits the clients most compelling demands. ZMFC offers advisory services through the entire transaction process of M&A.
Home Loans are the best option you can go for to finance a new home.ZMFC offers you the most convenient and practical home loan plans to suit your needs. With so many attractive features in every type of home loan we offer, creating the home you always wanted is no longer a distant dream. Some of the special offers we have are:
Attractive loan interest rates.
Home loan amounts suited to your needs.
Home Loan tenure upto 25 years.
Doorstep Delivery of home loan papers.
Sanction approval without having selected a property.
Free Personal Accident Insurance (Terms and Conditions).
Insurance options for your home loan at attractive premium.
ZMFC provide not just the most competitive interest rates and best level of service, but also products designed to cater to the specific needs of consumer. New products / New features in existing products are introduced based on customer feedback.
Home Loans are provided to individuals to own a residential property.
ZMFC offers easy home loans for:
First Purchase in built-up property.
Under construction property.
Purchase through re-sale.
Self construction - extension of existing living space.
The following are the features of Home Loans:
Home loan amount can be chosen to suit specific needs.
One can avail of a loan up to 85% of Cost Of Property.
Conveniently pay off the loan over a period of upto 25 years.
It can be availed at the Floating rate of Interest or at the Fixed rate of Interest or at the combination of both Fixed and Floating rates.
Faster repayment as principal repayment in on monthly rest.
Loan Against Property
Loan against property gives the owners, of residential or commercial premises, ability to leverage on the value of the property and unlock the funds for meeting financial requirements. In case of LAP the property should be self occupied by one of income generating applicants. The security of the property ensures competitive rate of interest. The interest component of the EMI paid by applicant can be booked as expenses in their P & L.